Re: Ride of week

by The Dude Wed Dec 23, 2009 12:17 pm

No kidding. I don't think you'd still be a member if not for Anthony & Dan being so laid back Blow Up

. Glad we can all laugh about that thread instead of it being locked/deleted. BTW, I like the new Avatar. The last one scared me.

by 1973chevelle Wed Dec 23, 2009 11:44 pm

this is a good website, im glad that there so laid back

by 1973chevelle Fri Dec 25, 2009 10:13 pm

Im wanting to buy one of the t-shirts and a hoodie that has G3GM on it but i cant cause every bit of my $460 is going to my insurance so i can drive in Feb, will the prices ever go down on those?, and are all Malibus insurance $1000 to $1500 a year?,

by JB2wheeler Fri Dec 25, 2009 10:45 pm

My insurance is collector car insurance with a lot of restrictions, but it only costs me $200 a year. Yes, $1,500 to $2,000 a year is about average for full coverage regular insurance. JB

by 1973chevelle Sat Dec 26, 2009 1:59 am

but this is liability that im getting and its between $1,00 and $1,500 a year

by 1973chevelle Sat Dec 26, 2009 1:59 am

$1,000

by bigredlaguna Sat Dec 26, 2009 3:35 am

Your insurance price is likely due to your age. Try shopping around a bit.

It may make a difference if you are an added driver on your parent's policy, if you get good grades, if you have taken driving classes, etc.- every company has different ways to discount insurance.

However I don't think you'll be able to get much cheaper than what you got except you might be able to find a full coverage policy for that price.

You could also negotiate an agreed upon price for the car in the event that it gets totaled. This is how my policy is set up, and below a certain price is just between my agent and me about the value of the car. Above the price requires a third party certified evaluation of the valuation of the car.

You have a good looking car BTW. Drive responsibly and don't give the insurance company reason to steal money from you just because you are young. Find out about discounts they have and take advantage of them, good luck!

by 1973chevelle Sat Dec 26, 2009 11:44 am

yeah ima tlk to my mom and see if we can shop around a lil and hopefully get full coverage for that price

by The Dude Mon Dec 28, 2009 12:41 pm

That's actually probably cheap for a 15 year old! I paid around $90 a month depending on what I drove & that was nearly 10 years ago. I also got multiple car discount, good grade discount, & some discount for taking Driver's Ed. Sports cars & 4wds seem to be higher than 4 doors, so you're in the right car for el cheapo insurance.

Could be worse. After my DUI I paid $900 A MONTH to drive a turbocharged 1996 Eclipse convertible. Learned my lesson real quick & haven't drove drunk since.

by coreys73chevelle Mon Jan 18, 2010 1:05 am

yea insurance sucks A$$!, ill be paying $1900 full coverage every SIX months!. teenager, male, 1st car, horrible grades. it all adds up and what they call a clasic car makes it worse and what they call a performance car tops it all off. Mad

my insurance told me to get a viper insead.

by coreys73chevelle Mon Jan 18, 2010 1:07 am

but they say if it gets totaled i get about 30k from insurance if i show recipts to what ive done and pictures of the car before the wreck. even if i only put 10k into the car...

light pole where u at? lol j/k

by TWBouska AKA Wooderson Mon Jan 18, 2010 1:21 am

damn man..and here i am bitching about paying 75 bucks a month...i guess its mostly because i get charged for a "performance vehicle" that currenty LACKs in the performance part.

by Limey SE Mon Jan 18, 2010 1:26 am

Travis take the title back to them and prove its a truck NOT a performance vehicle as they state it has the initial TK on the title that shows its a truck yours prob will drop by 20% at least

by TWBouska AKA Wooderson Mon Jan 18, 2010 2:24 am

good idea im gonna have to talk to my agent about that..they didnt even know what an el camino was when i called...and its state farm..but they just listed it as a "camino" thats all it says...he shoud be down to help me though my agent is really cool.

by Limey SE Mon Jan 18, 2010 2:31 am

it will be under the classification of....... body style

by JB2wheeler Mon Jan 18, 2010 6:35 pm

Limey is right. My Elky is listed as a truck and I used to get a break on license plates because of it. I used to get a break on the insurance before I went with Hagerty's, Now it is a specialty car listed by value. JB

by 1973chevelle Tue Jan 19, 2010 5:45 pm

we shoped around and we got my car and my twin bros truck on the same plan together for $780 every 6 months!!

by Limey SE Tue Jan 19, 2010 5:48 pm

good deal brother that's a good price for your age

by bigredlaguna Wed Jan 20, 2010 12:02 am

Congrats on the price break. It really pays sometimes to shop around.

by 1973chevelle Fri Jan 22, 2010 6:05 pm

yeah now i need to start putting in job applications
so i can afford it

by alowerlevel Sat Jan 23, 2010 3:24 am

Damn, Im glad Ive got the collector ins on my '67. I cant imagine 1k-2k a year for ins, hell Ive got the '67 insured for 25k (agreed value) and it only costs me about $200 A YEAR. Hell they even insured my '80 Grand Prix for $2500 for a whopping $56 a year. Now they say Im not supposed to drive them everyday, and I dont, but whos gonna know even if I did? Twisted Evil

by 74MonteCarlo Sat Jan 23, 2010 9:32 am

That's why I don't have my MC on collector insurance. I don't leave it parked anywhere for an extend amount of time(just the ice cream place, stuff like that) but I drive the crap out of mine. Way over the limit for collector insurance.

by HDHugger Wed Feb 17, 2010 10:35 pm

I got insurance through Hagerty for $218 a year, $10,000 coverage. They insure my mom's 57 Chevy for even less and I think the value on hers is over $20,000.

by cromags76 BANNED Mon May 03, 2010 9:22 pm

hey how come the pics of his restoration dont load

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